michel_babineau Posted June 16, 2014 Share Posted June 16, 2014 <p>Hey guys,</p><p>I'm currently adding lenses to my arsenal and I figure now is a good time to get insurance as its easy to rack up some $$$ in equipment these days. I am a non-profesional Canadian who lives most of the year in Mexico. I also travel to other countries that makes me hesitatant taking out my camera. <br /><br /><br>I've been looking online for insurance that would alow me a piece of mind. I'm not sure where to look or where to start. Which insurance company is better? Wich type of insurance? Do I need profesional insurance as I'm using profesional gear? Will I be covered while traveling?</p><p>Any tips/suggestions or recommendations would be greatly appreciated! </p><p>Thanks<br>Mike</p> Link to comment Share on other sites More sharing options...
ellis_vener_photography Posted June 17, 2014 Share Posted June 17, 2014 You should get in touch with Michael Reichmann, the former owner of Luminous-landscape.co as he is also Canadian and these days spends much of the year in Mexico. I believe his current contact information is at http://www.luminous-landscape.com/about/contact_and_feedback___luminous_landscape.shtml Link to comment Share on other sites More sharing options...
JDMvW Posted June 17, 2014 Share Posted June 17, 2014 <p>I just insure my gear as an addition (in this case, floater) to my household policy. Works fine for my needs and has "mysterious disappearance" as well as damage coverage.</p> Link to comment Share on other sites More sharing options...
hjoseph7 Posted June 17, 2014 Share Posted June 17, 2014 <p>"<em>I've been looking online for insurance that would alow me a piece of mind. I'm not sure where to look or where to start</em>"</p> <p>You have got to be kidding me ...</p> Link to comment Share on other sites More sharing options...
Spearhead Posted June 18, 2014 Share Posted June 18, 2014 <p>Many floaters don't cover international travel. </p> Music and Portraits Blog: Life in Portugal Link to comment Share on other sites More sharing options...
charles_wood Posted June 18, 2014 Share Posted June 18, 2014 <p>This company specializes in coverage for photographic, lighting, computer gear for travel, location shoots, etc., domestic or international. I get about $20K coverage for all contingencies for about $500 a year.</p> Tom C. Pickard & Co., Inc. 820 Pacific Coast Highway Hermosa Beach, CA 90254 Phone: (800) 726-3701 Fax: (310) 318-9840 Link to comment Share on other sites More sharing options...
jonathan_hobson Posted June 18, 2014 Share Posted June 18, 2014 I have $20k in FULL coverage(lost, theft, damage) with 0 deductible specifically for my camera gear through USA for around $180 a year. My first claim covered over 10 years worth of payment. Hands down unbeatable. Link to comment Share on other sites More sharing options...
craig_shearman1 Posted June 18, 2014 Share Posted June 18, 2014 <p>For a professional, insurance is more about liability -- what happens if your light stand falls over the hits somebody in the head -- than replacement cost of equipment. If you're not shooting professionally, speak first with the agent who handles your homeowner's insurance. Making sure that a few thousand dollars worth of photo gear used for non-professional purposes is covered is no different than making sure a few thousand dollars worth of jewelry is covered. Maybe I've been lucky, but in 40 years of photography I've never had a piece of equipment lost, stolen or significantly damaged. <br /><br />There's no such thing as professional gear, only gear that is used professionally. A Nikon D4 is an amateur camera if you've never sold a picture from it. An iPhone is a professional camera if you have.<br /><br />Cameras are meant to be used -- don't be hesitant to take them out and used them. if you don't, you're a camera collector, not a photographer. :)</p> Link to comment Share on other sites More sharing options...
DickArnold Posted June 18, 2014 Share Posted June 18, 2014 <p>I use USAA valuable personal property insurance. It is not a floater and covers full replacement value. When I had my business I carried business liability insurance. </p> Link to comment Share on other sites More sharing options...
steveshinn Posted June 30, 2014 Share Posted June 30, 2014 <p>I use State Farm (in California) and have had some of my fellow photographers use it too. I and one of them have both had large losses (new 500 mm on 7D0 dropped in lake) all covered with NO hassle.<br> You do NOT need to have any other insurance with them. </p> Link to comment Share on other sites More sharing options...
pemongillo Posted December 5, 2014 Share Posted December 5, 2014 <p>I use State Farm (in California) and have had some of my fellow photographers use it too. I and one of them have both had large losses (new 500 mm on 7D0 dropped in lake) all covered with NO hassle.<br /> You do NOT need to have any other insurance with them.</p> <p>I just got dropped by State Farm. I lost a carbon fiber tripod in Colombia an Feb 2013 and I had to have my Canon G12 repaired after returning from Mongolia a couple of months ago. Total payout from State Farm was about $800 for both. If you get State Farm don't fill a second claim or you will be looking for insurance again like me.</p> Link to comment Share on other sites More sharing options...
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