<p>Well, whether you subscribe to Adobe CC or buy stand alone software versions, the chances are that a credit card is involved. My cards offer me 100% fraud protection, that's from the first dollar. So, the vendors have gone beyond the law that says you're only responsible for the first fifty bucks. </p>
<p>I'm happy with the CC versions, but less so with Adobe's implementations via their installers. But, that's another story.</p>