<p>I would like to begin taking portraits of models soon just for hobby but I have a specific vision in mind for my themes, 'vintage with a splash of modern'. The thing is, I will be shooting 35mm and large format and will have to spend money on developing and scanning as well as film itself. I understand that if I want to make certain that I capture my vision I should provide the clothes, but when a model does reply to an ad I'm just wondering if it is already expected of me (the photographer) to be the one providing the clothes or is it usually the model who does this? My second question is, to avoid having to spend a large amount of money on clothes that I wouldn't be wearing, is it acceptable to return these clothes back to the company to receive a refund as long as they are in good condition and meets the companies policy on returns?</p>