john_. Posted November 5, 2007 Share Posted November 5, 2007 I have done a few weddings here and there, I am just start off in the business, and was recently asked by a venue if I had proof of insurance. I had never heard of it, yet when I asked a good DJ friend of mine, he said it was pretty commonplace... Can anyone recommend what I should be looking for? I am just starting out and only have a few gigs for the year...What should I do? any and all help would be greatly appreciated... Link to comment Share on other sites More sharing options...
austinphoto Posted November 5, 2007 Share Posted November 5, 2007 John: I just bought the Photo.net insurance. very cheap for the year and I am covered, as well as an assistant. Type insurance in the search. $325 per year for me and an assistant. Link to comment Share on other sites More sharing options...
jillmyers Posted November 5, 2007 Share Posted November 5, 2007 I use Hill & Usher for my liability insurance and Erie for my equipment (got a deal from them as my car and homeowners are through them too.) Hill & Usher can cover your equipment as well...check out their <a href="http://packagechoice.com/" target="_blank">package deal</a> on their website. Link to comment Share on other sites More sharing options...
stephen dohring Posted November 5, 2007 Share Posted November 5, 2007 Your venues will want general liability. You can pay around $150.00 a year with a PPA membership or by advertising with Wedj.com. You can pay more and cover your gear also. I think a PPA membership is the way to go you can get many more benefits like credit card transactions, legal help etc. Link to comment Share on other sites More sharing options...
frolickingbits Posted November 5, 2007 Share Posted November 5, 2007 Liability insurance is good-the venue wants to make sure that your behind is covered if you set their place on fire, or knock a light stand over on a guest or something like that. I pay $460 a year through a local company for $1 million in liability, and $30k equipment. The premiums for the equipment insurance are actually much more than for the liability. Link to comment Share on other sites More sharing options...
wedding-photography-denver Posted November 5, 2007 Share Posted November 5, 2007 Hartford. Link to comment Share on other sites More sharing options...
paul_sokal___dallas__tx Posted November 5, 2007 Share Posted November 5, 2007 I use Hill and Usher. No problems. Link to comment Share on other sites More sharing options...
robbie_caswell Posted November 6, 2007 Share Posted November 6, 2007 I think I paid about $700 for Hill and Usher. Now I'll have to look into these other cheaper options. Link to comment Share on other sites More sharing options...
gary van schaick Posted November 7, 2007 Share Posted November 7, 2007 Hill and Usher are great, the complete package covers everything for about $700.00 including general liability, equipment cover and if you screw up something. i.e. you forget to take the lens cap off at a critical time and miss the most important shot of the evening Link to comment Share on other sites More sharing options...
fourfa Posted November 7, 2007 Share Posted November 7, 2007 bookmark Link to comment Share on other sites More sharing options...
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