Hi, all. It has been awhile since I have last shot any film. Last week, I went to Fujisan with a Horseman SW617 Pro + Ilford PanF 50. Upon developing the 2 rolls of film I have shot, I discover that the highlight area of the film has white dots that looks like snow flakes and also some banding on the vertical side. Please look at the 3 images: My question: 1. Is this a film problem? The film is still within its date of use. 2. Is this a development problem? Old fixer, improper loading, etc. 3. Is this a influence by cold air during the time of exposure (-6 degree)? 4. Is it because I didn't cover the cover in dark clothe resulting in banding? (30mins exposure) I am open to any advice and I will have to practice more. Thank you in Advance.