opphoto Posted January 16, 2008 Share Posted January 16, 2008 Hello all, I'm new to this board and didn't see any recent discussion regarding equipmentand liability insurance policies. I'm considering the Photo.net sponsoredinsurance and would be interested in hearing your comments regarding this orother insurance providers. Help would be greatly appreciated. Thanks,Oscar Link to comment Share on other sites More sharing options...
joshroot Posted January 16, 2008 Share Posted January 16, 2008 Yes, I work here. So take what I say with a grain of salt if you have to. The policy that the PN sponsored company provides looks to be virtually the same as the policy I have through Travelers. Given the anecdotal reports I have heard, their prices seem to be a bit cheaper as well. So why haven't I switched? Because I'm lazy. Lazy and busy. Link to comment Share on other sites More sharing options...
michael_mccandless Posted January 17, 2008 Share Posted January 17, 2008 Review your homeowner insurance policy to see if there is any coverage available or talk to your local agent. Ask if there is an endorsement that can be added to your homeowner policy. I'm not sure if there is coverage on your homeowner policy or if it can be purchased but it doesn't hurt to ask. Link to comment Share on other sites More sharing options...
jeff_kleckner Posted January 19, 2008 Share Posted January 19, 2008 Careful, homeowners policies have made several changes in the past few years. Photography Equipment has taken the hit on Homeowners policies. I would contact your agent and ask if your equipment is covered or if you can schedule it. The other problem you have is your homeowners liability will not normally extend to your business. Again, I am not an expert but check with your agent, ask specific questions, assuming gets expensive if there is a loss that isn't covered. I recently had those same conversations with my agent. Link to comment Share on other sites More sharing options...
ryangautier Posted January 25, 2008 Share Posted January 25, 2008 I JUST (as in 5 hours ago) signed up here to be a member. I signed up because I want to contribute and think this is a great place to talk about photography and I have already made back (the $25) in knowledge by just meeting one of the many contributors here on photo.net. I also at the same time got the insurance from here. I had quotes for the same coverage for at least $200 MORE than the provided ones here so that too made worth signing up. I wish they had $2m in coverage but I can probably get away with 1 for now (I am small time :) ) Ryan Link to comment Share on other sites More sharing options...
dennismk Posted January 30, 2008 Share Posted January 30, 2008 I to am interested in photonets insurance program and tried calling the company but they were closed when they should have been open. I was wondering about street crime and acidental breakage and I would like feedback from other members on how has this insurance has worked for them. Thanks Link to comment Share on other sites More sharing options...
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