Greetings, Looking through the forum, I found no prior answer to my question. I hope you can help me with some inputs. I am about to purchase my first SLR, and my decision logic/steps has been as follows: 1) Established budget $1000-1300 2) Perceived Nikon D5200 superior to Canon 650D 3) Browsed the Nikon "lens portfolio" and was attracted by the AF-S DX 18-105mm f3.5-5.6G. It was described as a good all-round lens and a significant stepup from the kit lens. Also this package was within my total budget, and would enable me to learn my needs in order to upgrade some time in the future. BUT: 4) Met an expert that discouraged me about said lens on the grounds of in-door/low-light performance. This is important to me *). I knew the aperture was not "all that", but satisfaction on these parameters seems to be incredibly relative, and as a first-time buyer, I don't know how to assess this and proceed. I have created some scenarios: A) D5200 + said 18-105 lens + Nikkor 35 MM f1.8 + accesories ($1386) B) D5200 + Tamron 17-50MM F/2.8 XR DI-II VC LD + accesories ($1466) Solution "B" costs $80 more, but relieves me from switching lenses, is probably close to par with solution "A" indoors and clearly superior outdoors? However, both are exceeding my budget, which has made me invent a different direction/question: Would you rather go with A1) D5200 + said 18-105 + accesories ($1136) B1) D3200 + said Tamron 17-50MM + accesories ($1108) (Note: "B1" includes the D3200) Does "B1" make sense? The camera body is cheaper than the lens - I know specs and compatibility are what matters, but still! Is this a too far-out way to enter and position myself for future upgrades? And more importantly: Though I am certainly better off all-round lenswise with "B1", how much would you say I sacrifice when it comes to the camera body specs? I read somewhere that the D3200 can actually outperform the D5200 in low-light, can that really be true (how?)? Thanks very much for inputs! *) Just to make sure I haven't misstated or misunderstood my needs completely: When talking indoors/low-light, I simply try to stress the importance of being able to take good snapshots indoors of people and children all year round without an external flash, and without the built-in popup-flash coming into play.