I was hired by this event organizer working for a Latin America singles club as an event photographer. Basically, I had to take photos of the participants, take pictures and videos of their activities, and so on. Right before the event started, I was waiting for their crew to deliver my equipment, so I could begin setting up. Their crew ended up dropping my bags and damaging over $3,000 worth of equipment. Should my client refund the damaged items? How do I tell him?